I bring you many ideas to help you get cheap auto insurance

Do you have proper car insurance? 

Well, many people think that having the right car insurance is a must. If you can get the best cheap car insurance, all the better. 

While most people know whether they have third-party, comprehensive or comprehensive coverage, some keep an eye on their coverage until after the accident, while others don't really care.

Purchasing auto insurance is an important planning issue that is often overlooked, as most teens enroll in mom and dad's policy the first time they drive a car and then look for the cheapest policy when they pay their bills. In this article, we'll discuss auto insurance coverage and give you some tips to help you get the most out of your money.

Cheap car insurance has two main advantages

The first protects your wealth, the second protects your health. Getting the right coverage is the first step in this process. 

These are the basic types of coverage that most people are familiar with:

• Third Party Liability: This insurance covers third party bodily injury and death, as well as property damage to others as a result of your car accident.
  
  
• Collision: This insurance pays for car repairs after an accident. If you have a loan on your vehicle, you need to do so because the car doesn't really belong to you - it belongs to the bank, and the bank wants to avoid getting stuck with a wrecked car.
  
  
• Comprehensive: This insurance covers losses caused by theft, vandalism, fire, flood, etc. If you pay for your car or pay off your car loan in cash, you probably don't need collision or collision insurance.

In addition to the coverage listed above, other optional coverage types include:

• Total Tort/Limited Tort: If you waive your right to sue in an accident, your coverage will be reduced by a few dollars. However, giving up your rights is rarely a wise financial move.
  
  
• Health Insurance/Personal Injury Insurance: Personal injury insurance pays for the medical expenses of the insured and passengers. If you have good health insurance, it may not be necessary.
  
  
• Uninsured/Uninsured Driver Protection: This type provides health and property coverage if you are involved in an accident involving an uninsured or underinsured driver.
  
  
• Towing: If your vehicle cannot be driven after an accident, towing insurance will pay for towing. This insurance is not required if you are a member of a car service provider or if your vehicle is equipped with manufacturer roadside assistance.
  
  
• Glass breakage: Some companies have collision or collision insurance that does not cover glass breakage. Generally, this coverage is not worth the long-term cost.
  
  
• Rental: This insurance option covers rental car costs, but rental cars are so cheap that it may not be worth paying for this insurance.
  
  
• The Gap: If you tear down this $35,000 SUV 10 minutes after driving it out of the parking lot, the amount the insurance company will pay could leave you without a vehicle and a hefty bill.
  
  The same applies if your new wheelset is stolen. Difference insurance pays the difference between a vehicle's Blue Book value and the amount still owed to the vehicle. Difference insurance is a good idea if you rent a vehicle or buy a vehicle with little or no down payment.